What is liability insurance? Liability insurance can offer protection in case you are held accountable for another person’s injury or for any damage caused to their property. Having this type of insurance is almost always required for drivers in most states. It...
The market value of property is the amount for which it would change hands between a willing buyer and a willing seller, neither being under any compulsion to buy or to sell and both having reasonable knowledge of the relevant facts. Replacement costs are total...
Universal life insurance has its benefits, but it also comes with some drawbacks. You can’t exactly compare the different steps of a universal life policy to those of a term policy that you can switch between each time you need life insurance. Still, if you’re looking...
If you own a boat, you need to consider the cost of boating insurance. As a boater, you need to look at the cost of your boat, the cost of the optional insurance, and if you have to pay a deductible, what it is and how much it costs. Boat insurance is not an easy...
Insurance is an important thing to take out, but you don’t want to get it wrong because it’s a large expense. We all know that having life insurance is a wise investment decision, but not everyone is aware of the factors that determine the policy’s...
No one would argue that life insurance is an important part of your financial safety net—and if you haven’t purchased it yet, you can sign up here for only $5 a month. But there are quite a few things that people overlook when it comes to their life insurance...
